:root{--bg:#faf9f7;--surface:#fff;--text:#1c1917;--muted:#57534e;--border:#e0ddd9;--accent:#b45309;--accent-ink:#8a3f06;--radius:8px;--content-width:46rem}*{box-sizing:border-box}html{color-scheme:light}body{background:var(--bg);color:var(--text);-webkit-text-size-adjust:100%;margin:0;font-family:ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;line-height:1.6}.container{max-width:var(--content-width);margin-inline:auto;padding-inline:1rem}h1{margin:1.5rem 0 .75rem;font-size:2rem;line-height:1.2}h2{margin:2rem 0 .5rem;font-size:1.4rem;line-height:1.3}h3{margin:1.25rem 0 .25rem;font-size:1.1rem}p,ul,ol{margin:.5rem 0 1rem}code{background:#f1efec;border-radius:4px;padding:.1em .35em;font-family:ui-monospace,SF Mono,Menlo,Consolas,monospace;font-size:.95em}a{color:var(--accent)}a:hover{color:var(--accent-ink)}:focus-visible{outline:2px solid var(--accent);outline-offset:2px}.skip-link{background:var(--surface);z-index:10;padding:.5rem 1rem;position:absolute;top:0;left:-9999px}.skip-link:focus{left:0}.site-header{border-bottom:1px solid var(--border);background:var(--surface)}.site-header .container{justify-content:space-between;align-items:center;gap:1rem;min-height:3.5rem;display:flex}.brand{color:var(--text);font-size:1.05rem;font-weight:700;text-decoration:none}.site-header nav{gap:1rem;display:flex}.site-header nav a{align-items:center;min-height:44px;padding:.5rem .25rem;text-decoration:none;display:inline-flex}.site-footer{border-top:1px solid var(--border);background:var(--surface);margin-top:3rem;padding:1.5rem 0 2rem}.site-footer p{margin:.4rem 0;font-size:.95rem}.muted{color:var(--muted)}.link-button{font:inherit;color:var(--accent);cursor:pointer;background:0 0;border:0;padding:0;text-decoration:underline}.link-button:hover{color:var(--accent-ink)}.hero p{font-size:1.1rem}.answer{background:var(--surface);border-left:3px solid var(--accent);border-radius:0 var(--radius) var(--radius) 0;padding:.5rem 1rem;font-size:1.05rem}.breadcrumbs ol{flex-wrap:wrap;gap:.25rem;margin:1rem 0 0;padding:0;font-size:.9rem;list-style:none;display:flex}.breadcrumbs li{align-items:center;gap:.25rem;display:flex}.breadcrumbs li+li:before{content:"›";color:var(--muted)}.breadcrumbs [aria-current=page]{color:var(--muted)}.card-list{gap:.75rem;padding:0;list-style:none;display:grid}.card-list li{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:.9rem 1rem}.card-list li>a{font-size:1.05rem;font-weight:600}.card-list p{color:var(--muted);margin:.35rem 0 0;font-size:.95rem}.calc-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);margin:1.25rem 0;padding:1rem}.segment{border:1px solid var(--border);border-radius:999px;margin-bottom:.9rem;display:inline-flex;overflow:hidden}.segment button{min-height:44px;font:inherit;color:var(--muted);cursor:pointer;background:0 0;border:0;padding:.55rem 1rem}.segment button[aria-pressed=true]{background:var(--accent);color:#fff}.field-grid{grid-template-columns:repeat(auto-fit,minmax(10.5rem,1fr));gap:.75rem;display:grid}.field-grid label{gap:.3rem;font-size:.9rem;font-weight:600;display:grid}.field-grid input,.field-grid select{width:100%;min-height:44px;color:var(--text);background:var(--surface);border:1px solid var(--border);border-radius:6px;padding:.4rem .6rem;font-family:inherit;font-size:1rem}.results{border-top:1px dashed var(--border);margin-top:1rem;padding-top:.75rem}.results dl{grid-template-columns:repeat(auto-fit,minmax(10.5rem,1fr));gap:.75rem;margin:0;display:grid}.results dt{color:var(--muted);font-size:.85rem}.results dd{font-variant-numeric:tabular-nums;margin:0;font-size:1.15rem;font-weight:700}.results .sub{color:var(--muted);font-size:.9rem;font-weight:400;display:block}.calc-note{color:var(--muted);margin:.75rem 0 0;font-size:.85rem}.formula code{padding:.5em .75em;display:inline-block}.faq-item h3{margin-bottom:.25rem}.disclaimer{color:var(--muted);background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:.75rem 1rem;font-size:.9rem}.email-capture{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);margin:2.5rem 0 1rem;padding:1rem 1.25rem 1.25rem}.email-capture h2{margin-top:.25rem}.email-row{flex-wrap:wrap;gap:.6rem;display:flex}.email-row input[type=email]{border:1px solid var(--border);border-radius:6px;flex:14rem;min-height:44px;padding:.4rem .75rem;font-size:1rem}.btn{background:var(--accent);color:#fff;min-height:44px;font:inherit;cursor:pointer;border:0;border-radius:6px;padding:.5rem 1.25rem;font-weight:600}.btn:hover{background:var(--accent-ink)}.consent-banner{inset-inline:0;z-index:90;background:var(--surface);border-top:1px solid var(--border);padding:.75rem 0;position:fixed;bottom:0;box-shadow:0 -4px 16px #0000000f}.consent-row{flex-direction:column;gap:.6rem;display:flex}@media (width>=640px){.consent-row{flex-direction:row;justify-content:space-between;align-items:center;gap:1rem}}.consent-text{color:var(--muted);margin:0;font-size:.85rem}.consent-text strong{color:var(--text)}.consent-actions{flex-shrink:0;align-items:center;gap:.4rem;display:flex}.btn-quiet{min-height:44px;color:var(--muted);font:inherit;cursor:pointer;background:0 0;border:0;border-radius:6px;padding:.5rem .75rem;font-size:.85rem}.btn-quiet:hover{background:var(--bg);color:var(--text)}.consent-details{border-top:1px solid var(--border);gap:.4rem;margin-top:.75rem;padding-top:.75rem;font-size:.85rem;display:grid}.consent-toggle{cursor:pointer;color:var(--muted);align-items:flex-start;gap:.5rem;display:flex}.consent-toggle strong{color:var(--text)}.consent-toggle input{accent-color:var(--accent);margin-top:.2rem}.consent-toggle-disabled{opacity:.7;cursor:default}.hp{height:0;position:absolute;left:-9999px;overflow:hidden}.visually-hidden{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}